Recently in a lively discussions with my colleagues after attending pre-retirement training session organised by our employers to prepare us for life in retirement. one of our colleague could not hide his disdain why the trainers were asking us, what plan we have for life after retirement? I did not partake in the discussion. My take at that time was that haven attained the age of 60 years and spent 35 years of meritorious service and having been contributing to the National Pension Scheme. what else I do need to do.